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For more than 30 years, Federal Law has required lenders to provide two different disclosure forms at Real Estate closings to consumers applying for a mortgage. In practice, these two forms end up overlapping and are inconsistent. Consumers are often confused and lenders and settlement agents find the forms burdensome to provide and explain. In … Continue reading The New TILA – RESPA – Integrated Disclosure: Coming soon to a closing near you

Last week I was speaking with colleagues at a networking event about hot issues in the Hoboken Real Estate Market and a topic came up that is applicable to all real estate transactions across the country. What should a buyer or seller worry about if they are planning to enter a real estate transaction for … Continue reading Risks of Being a Buyer or Seller of a Condo with an HOA under Litigation